Service charges & Fees
Current Account
Savings Bank A/C
Term Deposits
Basic Banking -No frills A/C
Recurring Deposits
Savings Account Services
Consumer Loans
Housing Loan
Personal Finance


* Please click here for Revised service charges w.e.f.01.02.2018.

*Banking Facilities for Senior Citizens and Differently abled Persons.

* W.E.F 01.07.2017 Bank has been collecting GST @18% on applicable commission/service charges in lieu of service tax @15%.

* W.E.F 01.07.2017 GST on Forex conversions are being collected. Click here for rates.

* Please click here for current MCLR rates.

* Please click here for current interest rates on deposits.

* Details of Unclaimed Deposits. Please click here.

* FREE OF CHARGE unlimited usage of BBK ATM cards in other Banks’ ATMs.BBK ATM cards can be used in all ATMs of NPCI member Banks network. Click here for details.

*Safe Deposit Lockers facility available at our Hyderabad, Aluva & New Delhi branches. Please contact branch for details.

* Interest on all types of Savings Deposit shall be credited at quarterly intervals on the last working day of March, June, September and December.

* As per Income Tax rules, applicable TDS on deposit account is deductible on accrued interest. TDS so deducted is non-refundable.

* Customers are advised to register their mandates for payment before maturity on joint deposits held on "Either or Survivor" or "Former or Survivor" basis.

* Customers are advised to issue CTS compliant cheques only.

* BBK presently does not have any 3rd Party Agents/DSAs. The marketing & processing of all products are done through its branches, by the bank staff.

* Rupee Floating Loans/ Credit limits shall now be priced at MCLR effective 01/04/2016"click here for details


BBK Personal Loan Offering to Corporate Employees

Reduced Interest Rate of % p.a

Product Features

Apply Now

  • Low Interest Rates
  • Minimum loan amount given is INR 50,000
  • Maximum Loan amount of Rs 15 Lakhs
  • Loan Tenor up to 7 years
  • No pre- closure charges if repaid from own funds.
  • Easy Documentation
  • Purpose of Loan:- Marriage purpose, House Renovation & Other personal Needs
  • Repayment of loan from salary deduction.
  • Low Processing Fee
  • Free Insurance cover on loan amount.



The Bank will dispose either or accept or reject the application for Credit Limits within 45 Days from The Date of Receipt of Full Information from the Client.

Type of Credit Facility Maximum ROI Minimum ROI Mean ROI
Consumer Loan 16.00% p.a. 11.00% p.a. 14.69% p.a.
Documentation Charges (Average) INR 1000 Per Loan
Processing Fees (Average) 1.50 % of Loan Amount
Total Cost of Credit (Average per Loan) 15.20 % of Loan Amount (p.a.)


Eligibility Requirements

  • Employees must be in the age group of 18-55 years at the time of applying for loan.
  • Minimum employment of 3 years required
  • Example of EMI Calculation for Rs 1 Lakh at % p.a


Tenor ( Months) 12 24 36 48 60  
Equal Monthly Installment (Rs)            
Penalty For Delayed Payments As per offer letter
Converison charges for switcing from Floating to Fixed Intrest and vice versa As per offer letter
Mode of Commnunication of changes in Interest Rates By Letter to Customers Registered address and Through SMS on Registred Mobile No.

For Further details and information, please contact


Contact Details
Deepak Chaurasiya

Relationship Manager
Retail Banking
Phone: (0)9347777243
Email : deepak.chaurasiya[at]

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