BBK RuPay Debit Card a new customer friendly product feature.
“BBK RuPay Debit Card” that enables you to have a hassle-free shopping experience, Since the payments for purchases can be done by “BBK RuPay Debit Card”, there is no need to carry cash with you for shopping.
This is India's own payment card, where the settlement happens within India and your account gets debited with the amount you spend through a secured payment mechanism.The “BBK RuPay Debit card” is accepted at various Merchant ,Establishments, (like Hotels, Restaurants, Shops, Malls, etc) where RuPay Logo is displayed.
BBK RuPay Debit Card is packed with a host of benefits that will enhance your lifestyle and provide convenience in your banking transaction as follows.
|Debit Cards :|
|H.1||Issue of First ATM Card||Free||Free|
|H.2||Renewal Fee of ATM – every year||100/-||Free|
|H.3||Reissue of ATM Card at the request of the customer||100/-||100/-|
|H.4||Reissue of ATM PIN at the request of the customer||50/-||50/-|
Is an DEBIT Card like a Credit Card?
No, an DEBIT Card is different from a Credit Card. Using your DEBIT Card, you can access your account and carry out most of your banking transactions, round the clock. But you cannot shop with your ATM Card.
Also, unlike a Credit Card, your DEBIT Card prevents you from over-extending yourself by permitting you to withdraw cash only as long as there is money in your account. Finally, if you withdraw cash using a Credit Card, you will be charged a service fee, whereas using an Debit Card does not attract any charges.
What transactions can I perform using my DEBIT Card?
You can carry out the following transactions at all our ATMs.
Do I have to maintain any minimum balance in the account for using the card?
You can only withdraw to the extent of the balance in the account.
What is the cash withdrawal /cash advance limit for me?
BBK customers can withdraw up to Rs.25,000/- per day using DEBIT Card at our ATM’s.
For non-BBK customers, the limit is as decided by the bank issuing the card.
Whether BBK Debit Card can be used at other Banks ATM?