Service charges & Fees
Current Account
Savings Bank A/C
Term Deposits
Basic Banking -No frills A/C
Recurring Deposits
Savings Account Services
Consumer Loans
Housing Loan
Personal Finance


* Please click here for Revised service charges w.e.f.01.02.2018.

*Banking Facilities for Senior Citizens and Differently abled Persons.

* W.E.F 01.07.2017 Bank has been collecting GST @18% on applicable commission/service charges in lieu of service tax @15%.

* W.E.F 01.07.2017 GST on Forex conversions are being collected. Click here for rates.

* Please click here for current MCLR rates.

* Please click here for current interest rates on deposits.

* Details of Unclaimed Deposits. Please click here.

* FREE OF CHARGE unlimited usage of BBK ATM cards in other Banks’ ATMs.BBK ATM cards can be used in all ATMs of NPCI member Banks network. Click here for details.

*Safe Deposit Lockers facility available at our Hyderabad, Aluva & New Delhi branches. Please contact branch for details.

* Interest on all types of Savings Deposit shall be credited at quarterly intervals on the last working day of March, June, September and December.

* As per Income Tax rules, applicable TDS on deposit account is deductible on accrued interest. TDS so deducted is non-refundable.

* Customers are advised to register their mandates for payment before maturity on joint deposits held on "Either or Survivor" or "Former or Survivor" basis.

* Customers are advised to issue CTS compliant cheques only.

* BBK presently does not have any 3rd Party Agents/DSAs. The marketing & processing of all products are done through its branches, by the bank staff.

* Rupee Floating Loans/ Credit limits shall now be priced at MCLR effective 01/04/2016"click here for details



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Housing Loans are offered to Resident Indians and NRIs

Housing loan is offered for the following purpose

  • Construction of a residential property or to purchase ready made/ under-construction residential property or carrying out repairs/ modification/ extension to the existing residential property.
  • Existing loan takeover from other banks subject to the bank requirements and policies being fulfilled

Product Features

  • Low Interest Rates
  • Loan tenor of up to 20 years for residents and up to 15 years for NRI customers
  • Easy Documentation
  • Low Processing Fee
  • Fast Turnaround time


Type of Credit Facility Maximum ROI Minimum ROI Mean ROI
Housing Loan

1 Year MCLR + 25 bps

​Existing Rate 9.15% p.a.

1 Year MCLR + 25 bps

​Existing Rate 9.15% p.a.

1 Year MCLR + 25 bps

​Existing Rate 9.15% p.a.

Processing Fees & Documentation Charges (Average) 0.45% of Loan Amount
Total Cost of Credit (Average per Loan) 10.50% of Loan Amount (p.a.)
Penalty For Delayed Payments As per offer letter
Conversion charges for switching from Floating to Fixed Interest and vice versa As per offer letter
Mode of Communication of changes in Interest Rates By Letter to Customers Registered address and Through SMS on Registered Mobile No.


Eligibility Requirements

  • Minimum employment of 3 years required
  • Applicant should be salaried individual
  • Should be confirmed employee with the present employer


The Bank will dispose either or accept or reject the application for Credit Limits within 45 Days from The Date of Receipt of Full Information from the Client.

Please contact the following bank staff for complete details on the documentation and eligibility calculation

Deepak Chaurasiya deepak.chaurasiya [at] 9347777243
Syed Rafeeq rafeeq [at] 9396671050
Aluva ( Kerala)
Preetha preetha.perincheri [at] 9388018927
Sasi M sasi.menon [at] 9388616789
New Delhi
Ashish Arora ashish.arora [at] 9100666937

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