Service charges & Fees
Current Account
Savings Bank A/C
Term Deposits
Basic Banking -No frills A/C
Recurring Deposits
Savings Account Services
Consumer Loans
Housing Loan
Personal Finance


* Please click here for Revised service charges w.e.f.01.02.2018.

*Banking Facilities for Senior Citizens and Differently abled Persons.

* W.E.F 01.07.2017 Bank has been collecting GST @18% on applicable commission/service charges in lieu of service tax @15%.

* W.E.F 01.07.2017 GST on Forex conversions are being collected. Click here for rates.

* Please click here for current MCLR rates.

* Please click here for current interest rates on deposits.

* Details of Unclaimed Deposits. Please click here.

* FREE OF CHARGE unlimited usage of BBK ATM cards in other Banks’ ATMs.BBK ATM cards can be used in all ATMs of NPCI member Banks network. Click here for details.

*Safe Deposit Lockers facility available at our Hyderabad, Aluva & New Delhi branches. Please contact branch for details.

* Interest on all types of Savings Deposit shall be credited at quarterly intervals on the last working day of March, June, September and December.

* As per Income Tax rules, applicable TDS on deposit account is deductible on accrued interest. TDS so deducted is non-refundable.

* Customers are advised to register their mandates for payment before maturity on joint deposits held on "Either or Survivor" or "Former or Survivor" basis.

* Customers are advised to issue CTS compliant cheques only.

* BBK presently does not have any 3rd Party Agents/DSAs. The marketing & processing of all products are done through its branches, by the bank staff.

* Rupee Floating Loans/ Credit limits shall now be priced at MCLR effective 01/04/2016"click here for details



1. Eligibility (Salaried Employees of approved corporates) :

  • Confirmed employees with a minimum service of 3 years.
  • Age between 18 years to 55 years (the left over service should cover the loan period). Minimum gross salary – INR. 15,000/- per month.
  • Monthly EMI shall not exceed 40% of net monthly salary.

2. Purpose :

  • To meet financing requirements for house renovation, furnishings, medical treatment, children education, travel, holidays, purchase of vehicles & consumer durables and other items.

3. Type of Loan :

  • Term Loan
  • Minimum Loan Amount – INR. 50,000/-
  • Maximum Loan Amount- INR. 500,000/-
  • (up to INR. 1,000,000/- for specific purpose e.g. Housing Loan, education loan etc)
  • (holiday loans, max. amount INR. 2.00 lacs; repayment max. 24 Months)

4. Period :

  • Minimum - 12 months
  • Maximum - 60 months (special cases up-to 84 months with regard to quantum and purpose of loan)

5. Security :

  • Undertaking from the employer to deduct EMI out of employee’s salary and remit the same to the Bank.
  • Undertaking from the employer that employee’s terminal benefits shall be paid to the credit of employee’s account with the Bank.
  • Suitable guarantor.
  • Post dated cheques.

6. Interest Rate :

  • 14% Per Annum.

7. Fees / Charges :

  • 1% of the loan amount subject to a minimum of INR.750/- + taxes.
  • Documents charges is Rs.2000/-

8. Documents Required : Borrower / Guarantor

  • Last three months original salary slip.
  • Copies of last 6 months bank statement.
  • Proof of residence (Passport/Electricity Bill/ration card/gas bill/voter’s card).
  • Copy of the PAN card.
  • Copy of latest form 16 (income tax) from employer.
  • Credit Card statement for last 3 months.
  • Latest 2 passport size photograph.

9. Recovery Agents :

  • We have not appointed any Recovery Agents.

10. Direct Selling Agents (DSAs):

  • Presently we do not have any DSAs, and all marketing, processing etc are done by our own staff only.

* All the above is subject to terms and conditions.

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